Sign an assignment of renovation aids online, in 2 minutes
Act by which the beneficiary of French energy-renovation aids (MaPrimeRénov', CEE, éco-PTZ) assigns their right to collect those aids to a financial delegate — RGE contractor, works broker, specialised platform. Compliant with article 1321 of the French Civil Code (assignment of claim), Decree n° 2020-26 (MaPrimeRénov') and the eIDAS Regulation — advanced signature recommended, 10-year archiving included.
- Legal framework
- Art. 1321 French Civil Code
- Signature level
- AES eIDAS recommended
- Legal archiving
- 10 years + file duration
What is an assignment of French renovation aids?
The assignment of renovation aids is legally an assignment of claim under articles 1321 to 1326 of the French Civil Code (from the contract-law reform of 10 February 2016). The beneficiary (assignor) transfers their right to collect a future public aid (MaPrimeRénov', CEE bonus, subsidised éco-PTZ) to a financial delegate (assignee), who replaces them vis-à-vis the debtor (ANAH, CEE obligated party, bank). In practice, this assignment lets the contractor or platform collect the aid directly and deduct it from the quote; the customer only pays the remaining balance. The assignment must be notified to the debtor (ANAH, CEE, bank) to be admissible against them (art. 1324 French Civil Code). Written form is not legally required but is imposed in practice by paying bodies.
Why sign the assignment electronically?
Assignment of claim valid by electronic writing
Article 1366 of the French Civil Code gives an electronic document the same value as paper. An assignment of receivables (Article 1321 of the Civil Code) can validly be made with an advanced electronic signature, including for public-law receivables such as renovation grants. What makes it enforceable against the paying body is its notification (Article 1324): check with that body which forms it accepts.
Admissible against the debtor after notification
The assignment becomes admissible against the paying body (ANAH, CEE, bank) upon notification (art. 1324 French Civil Code). Electronic signature lets the assignment be sent simultaneously to the debtor (with RFC 3161 timestamp) and the assignee, avoiding postal delays.
10-year archiving + file duration
The assignment act must be kept for 10 years (French Construction Code legal duration) AND throughout the processing and payment of the aid file. Certyneo automatically archives the signed assignment + eIDAS audit trail, accessible in one click.
eIDAS audit trail, court-admissible
Assignor + assignee identities, RFC 3161 timestamp, SHA-256 hash, SMS-OTP, IP geolocation. Admissible in beneficiary disputes (consent defect, fraud, assignment without consideration) or by the paying body (late notification, irregular assignment).
Sign an assignment of aids in 4 steps
From choosing the financial delegate to notifying the debtor, in under 5 minutes for signing.
1. Prepare the act
Upload your template or start from one compliant with art. 1321+ French Civil Code: identity of assignor + assignee, assigned aid (MaPrimeRénov', CEE, éco-PTZ), forecast amount, notification terms to the debtor, claim warranty (existence, enforceability).
2. Add signers
Assignor (aid beneficiary) + assignee (financial delegate). In case of beneficiary in indivision, community or co-ownership, add all co-owners. Each receives a secure personalised link.
3. Choose the eIDAS level
Advanced signature (AES) recommended for an assignment of claim: identity verification by SMS-OTP, unique per-signer certificate, RFC 3161 timestamp. Admissible against the paying body.
4. Notify the debtor
Once signed, the assignment must be notified to ANAH (filing on monprojet.anah.gouv.fr), the CEE obligated party (filing on the Emmy registry) or the éco-PTZ bank. 10-year archiving with proof PDF.
Frequently asked questions
- Can an assignment of renovation aids be signed electronically?
- Yes. An assignment of receivables (Article 1321 of the Civil Code) requires neither a notarial deed nor a handwritten signature, and Article 1366 of the Civil Code gives an electronic document the same value as paper. The Anah, the CEE unit and banks publish no doctrine of their own on electronically signed assignments: the assignment becomes enforceable against them through its notification (Article 1324), whose forms must be checked with each of them.
- What's the difference from a financial mandate?
- A financial mandate authorises the mandate-holder to collect aid "in the name and on behalf of" the beneficiary — the aid remains legally owed to the beneficiary. Assignment goes further: it transfers the claim itself to the assignee, who becomes the holder of the right to collect the aid. The assignee can then act in their own name against ANAH or the obligated party if payment is refused.
- Must the assignment be notified to the paying body?
- Yes — article 1324 French Civil Code requires notification to the debtor (ANAH, CEE obligated party, bank) to make the assignment admissible. Otherwise, the debtor can continue paying the original assignor validly. Electronic signature allows simultaneous sending of notification with the assignment, securing admissibility.
- Can the assignor revoke the assignment?
- Once the assignment is perfected (signature + notification to the debtor), the assignor can no longer revoke unilaterally. The assignment is a firm transfer of the claim. By contrast, in case of fraud, error or duress (art. 1130+ French Civil Code), the assignor can request nullity of the assignment before the civil court — the eIDAS audit trail is then central to qualify consent.
- Does the assignee owe a warranty to the assignor?
- The assignor warrants the existence of the claim at assignment date (art. 1326 French Civil Code) but not the debtor's solvency, except contractual clause. In practice, the assignor warrants that the assigned aid corresponds to an eligible file — any false declaration can engage civil liability towards the assignee (in addition to ANAH fraud sanctions).
- Can an aid be assigned to several assignees?
- Yes in theory (partial assignment of claim, art. 1321 French Civil Code) — e.g. assign MaPrimeRénov' to the contractor and the CEE bonus to another delegate. In practice, paying bodies prefer a single assignee to simplify payment. The act must then explicitly specify the share assigned to each assignee.
- Is the assignment subject to a particular formalism?
- Not by the French Civil Code (free form). However, paying bodies impose in practice: (1) written act signed by assignor and assignee; (2) precise identification of the assigned claim (MaPrimeRénov' file reference, CEE number, éco-PTZ contract); (3) written notification to the debtor. Advanced eIDAS signature meets all these requirements.
- Is the electronically signed assignment admissible in court?
- Yes — advanced signature (AES) is admissible in court (art. 1367 of the French Civil Code). The eIDAS proof PDF (identity, RFC 3161 timestamp, SHA-256 hash, SMS-OTP) makes it possible to demonstrate its reliability before the civil court in assignor-assignee or assignee-debtor disputes.
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Sign your first assignment of renovation aids online
Permanent free plan (5 envelopes for 14 days, then 2/mo), no credit card. Art. 1321 French Civil Code and eIDAS compliant. Assignor + assignee traced, 10-year archiving included.