Finance, prêts et garanties
Contenu en cours de rédaction : ce modèle n'est pas encore publié.
Available templates
Personal Loan Agreement (United States)
Free US personal loan agreement and promissory note template for loans between individuals, covering interest, repayment schedule, state usury limits and IRS imputed-interest rules.
Personal Loan Agreement (England & Wales)
Free personal loan agreement template for a loan between individuals in England and Wales, covering repayment terms, interest, and the Consumer Credit Act 1974 exemption for genuinely non-commercial loans.
Acknowledgement of Debt (England & Wales)
Free acknowledgement of debt (IOU) template for England and Wales, recording an existing debt and repayment terms, and its effect on the Limitation Act 1980 limitation period.
Acknowledgment of Debt (United States)
Free US acknowledgment of debt template — a short-form promissory note confirming an existing debt and repayment terms, distinct from a full personal loan agreement.
Frequently asked questions about our templates
- Are these templates free?
- Yes, all templates in the catalog can be viewed and used for free. Electronic signature of the finalized document may require a Certyneo account.
- Can I customize a template before using it?
- Yes, each template is designed to be adapted to your situation before being finalized and sent for signature.
- Are these templates legally valid?
- Our templates are drafted and reviewed by our team before publication. They constitute a working basis; if you have any doubts about a specific situation, the advice of a legal professional is still recommended.
- How do I electronically sign a document created from a template?
- Once your document is completed, you can send it for electronic signature directly from your Certyneo account, in just a few clicks.