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Certyneo

Signatura electrònica Insurance United Kingdom

Sign proposal forms, agency agreements and claims electronically.

Certyneo supports UK insurers and brokers in signing proposal forms, policies, agency agreements and claims electronically. Compliant with UK eIDAS, FCA rules and UK GDPR, hosted in the EU, with an evidential audit trail.

Jurisdicció
United Kingdom (GB)
Marc eIDAS
UK eIDAS (retained) + Electronic Communications Act 2000
Allotjament
IONOS Alemanya (UE)

Cas d'ús Insurance a United Kingdom

Proposal forms and policies

Insurance proposals are generally form-free and signed with AES in minutes. The client signs via a link on mobile; the audit trail records identity and time, relevant to the inception of cover.

Suitability and disclosure documentation

FCA rules require clear information and suitability records. Certyneo lets the client confirm pre-contract documentation electronically and archives it with integrity as evidence of compliance.

Agency agreements and cancellations in bulk

Send broker agency agreements, endorsements and cancellations in bulk with automatic reminders. Each signature is captured with a timestamp and IP; the eIDAS evidence report supports defence in a dispute.

DocumentsInsurancesignes en línia

Els documents que aquest sector firma més sovint amb Certyneo:

  • Proposal forms
  • Broker agency agreements
  • Claims forms
  • Cancellations and endorsements
  • Suitability documentation
  • Endorsements

Quin nivell de signatura triar?

El Reglament eIDAS defineix tres nivells de signatura electrònica, i Certyneo els cobreix tots i adapta l'autenticació al nivell requerit.

Simple (SES)

Per als documents de baix risc (devisos, missatges de compra).

Avançada (AES)

Lliga al signatari a través d'OTP e-mail/SMS i audit trail.

Nivel recomanat per a aquest sector

Qualificada (QES)

L'equivalent legal de la signatura manuscrita, amb certificat qualificat.

Insurance contracts are largely form-free — the advanced signature (AES) offers the best balance of evidence, speed and conversion across the distribution chain.

Marc legal British

Form-free contracts and FCA conduct rules

Insurance contracts have no general statutory form requirement and can be concluded electronically. The advanced signature (AES) of Certyneo provides identity and integrity assurance; the firm’s FCA conduct obligations (ICOBS) are unaffected.

UK GDPR and special category data

Health and claims data are special category data under the UK GDPR. Certyneo hosts in an EU data centre (UK adequacy decision), encrypts with TLS 1.3 and provides a data processing agreement.

Com signar un document en 4 passos

  1. 1

    Importa el teu document

    Descarrega un PDF o comença amb un model, i posa els camps de signatura, iniciació i data.

  2. 2

    Afegeix els signants

    Indica els destinataris i l'ordre de signatura; cada persona rep un enllaç segur per correu electrònic.

  3. 3

    Cada signe en línia

    Els signants s'autentiquen (OTP per correu electrònic o SMS) i signaran des d'un ordinador o mòbil, sense crear un compte.

  4. 4

    Arxiu de valor probatori

    El document signat i el seu fitxer d'evidència eIDAS es van estampar i arxivar.

Fonts legals oficials

Les referències legals aplicables, accessibles als portals oficials:

Preguntes freqüents — Insurance United Kingdom

Is an electronically signed proposal form valid?

Yes. Insurance proposals are generally form-free and can be signed electronically. The advanced signature (AES) of Certyneo evidences identity, time and integrity and is admissible as evidence.

How do I meet FCA documentation requirements digitally?

Certyneo lets the client confirm pre-contract and suitability documentation electronically and archives it with integrity, with a timestamp and audit trail — evidencing compliance with FCA conduct rules (ICOBS).

Where is the data stored?

In an EU data centre covered by the UK adequacy decision, with TLS 1.3 encryption and a UK GDPR-compliant data processing agreement — important for health and claims data (special category data).

Fer més

Començar a United Kingdom avui

Pla gratuït permanent (5 envolupants / mes), sense targeta bancaria. Conforme eIDAS, allotjament UE, audit trail inclòs.