Aller au contenu principal
Certyneo

Signature électronique Insurance United Kingdom

Sign proposal forms, agency agreements and claims electronically.

Certyneo supports UK insurers and brokers in signing proposal forms, policies, agency agreements and claims electronically. Compliant with UK eIDAS, FCA rules and UK GDPR, hosted in the EU, with an evidential audit trail.

Juridiction
United Kingdom (GB)
Cadre eIDAS
UK eIDAS (retained) + Electronic Communications Act 2000
Hébergement
IONOS Allemagne (UE)

Cas d'usage Insurance en United Kingdom

Proposal forms and policies

Insurance proposals are generally form-free and signed with AES in minutes. The client signs via a link on mobile; the audit trail records identity and time, relevant to the inception of cover.

Suitability and disclosure documentation

FCA rules require clear information and suitability records. Certyneo lets the client confirm pre-contract documentation electronically and archives it with integrity as evidence of compliance.

Agency agreements and cancellations in bulk

Send broker agency agreements, endorsements and cancellations in bulk with automatic reminders. Each signature is captured with a timestamp and IP; the eIDAS evidence report supports defence in a dispute.

Documents Insurance signables en ligne

Les documents que ce secteur signe le plus souvent avec Certyneo :

  • Proposal forms
  • Broker agency agreements
  • Claims forms
  • Cancellations and endorsements
  • Suitability documentation
  • Endorsements

Quel niveau de signature choisir ?

Le règlement eIDAS définit trois niveaux de signature électronique. Certyneo les couvre tous les trois et adapte l'authentification au niveau requis.

Simple (SES)

Pour les documents à faible enjeu (devis, bons de commande). Mise en place immédiate.

Avancée (AES)

Liée au signataire via OTP e-mail/SMS et audit trail. Standard recommandé pour la plupart des contrats.

Niveau recommandé pour ce secteur

Qualifiée (QES)

Équivalent juridique de la signature manuscrite, avec certificat qualifié. Pour les actes les plus sensibles.

Insurance contracts are largely form-free — the advanced signature (AES) offers the best balance of evidence, speed and conversion across the distribution chain.

Cadre légal British

Form-free contracts and FCA conduct rules

Insurance contracts have no general statutory form requirement and can be concluded electronically. The advanced signature (AES) of Certyneo provides identity and integrity assurance; the firm’s FCA conduct obligations (ICOBS) are unaffected.

UK GDPR and special category data

Health and claims data are special category data under the UK GDPR. Certyneo hosts in an EU data centre (UK adequacy decision), encrypts with TLS 1.3 and provides a data processing agreement.

Comment signer un document en 4 étapes

  1. 1

    Importez votre document

    Téléversez un PDF ou partez d'un modèle, puis placez les champs de signature, paraphe et date.

  2. 2

    Ajoutez les signataires

    Renseignez les destinataires et l'ordre de signature ; chacun reçoit un lien sécurisé par e-mail.

  3. 3

    Chacun signe en ligne

    Les signataires s'authentifient (OTP e-mail ou SMS) et signent depuis un ordinateur ou un mobile, sans créer de compte.

  4. 4

    Archivage à valeur probante

    Le document signé et son dossier de preuve eIDAS sont horodatés et archivés. Chaque partie reçoit une copie.

Sources juridiques officielles

Les références légales applicables, consultables sur les portails officiels :

Questions fréquentes — Insurance United Kingdom

Is an electronically signed proposal form valid?

Yes. Insurance proposals are generally form-free and can be signed electronically. The advanced signature (AES) of Certyneo evidences identity, time and integrity and is admissible as evidence.

How do I meet FCA documentation requirements digitally?

Certyneo lets the client confirm pre-contract and suitability documentation electronically and archives it with integrity, with a timestamp and audit trail — evidencing compliance with FCA conduct rules (ICOBS).

Where is the data stored?

In an EU data centre covered by the UK adequacy decision, with TLS 1.3 encryption and a UK GDPR-compliant data processing agreement — important for health and claims data (special category data).

Aller plus loin

Insurance dans d'autres pays

Autres secteurs en United Kingdom

Guide à lire

Assurance

Démarrer en United Kingdom aujourd'hui

Plan gratuit permanent (5 enveloppes / mois), sans carte bancaire. Conforme eIDAS, hébergement UE, audit trail inclus.