Téigh go dtí an príomhábhar
Certyneo

Síniú leictreonach Banking United Kingdom

Sign account agreements, mandate authorisations and KYC documentation electronically.

Certyneo supports UK banks, fintech lenders and payment institutions in signing account agreements, payment mandates, customer verification documents and lending paperwork electronically. Compliant with UK COBS and ICOBS rules, FCA and PRA requirements, Payment Services Regulations 2017 (PSR 2017), Money Laundering Regulations 2017 (MLR 2017), and eIDAS-compliant signature standards, with a complete audit trail.

Dlínse
United Kingdom (GB)
Creat eIDAS
UK eIDAS (retained) + Electronic Communications Act 2000
Fála
IONOS Gearmáin (AE)

Cás úsáide Banking in United Kingdom

Account opening and terms acceptance

Financial institutions can capture electronic signatures on account terms, product disclosures and customer data consent forms via a secure link. Each signature records identity, timestamp and device fingerprint; the audit trail meets FCA and PRA standards for evidence of customer consent under COBS and ICOBS.

Payment mandates and standing orders

Payment Services Regulations 2017 (PSR 2017) permit electronic mandates with documented customer authorisation. Certyneo captures the payer's authorisation with a timestamped signature and encrypted evidence, reducing dispute risk and supporting the institution's PSR 2017 compliance obligations.

KYC and customer due diligence (CDD)

Money Laundering Regulations 2017 require documented customer due diligence. Certyneo lets customers electronically confirm their identity and beneficial ownership details; each submission is time-stamped and archived with integrity, evidencing the firm's MLR 2017 compliance.

DoiciméidBankingcomharthaí ar líne

Is iad na doiciméid is minice a shíneann an earnáil seo le Certyneo:

  • Account opening terms
  • Payment mandate authorisations
  • Standing order consents
  • Customer due diligence (KYC) forms
  • Beneficial ownership declarations
  • Loan and credit agreements

Cén leibhéal sínithe a roghnú?

Leagann an Rialachán eIDAS síos trí leibhéal sínithe leictreonaí, agus cuimsíonn Certyneo iad uile agus déanann sé an fhíordheimhniú a oiriúnú don leibhéal is gá.

Cluiche Cluichí

I gcás doiciméid ísealchomhartha (bearna, foirmeacha ceannaigh).

Forbartha (AES)

Tá nasc leis an sínitheoir trí OTP ríomhphoist/SMS agus an rian.

Leibhéal molta don earnáil seo

Cáilíocht (QES)

Comhionannas dlíthiúil leis an síniú lámha scríofa, le deimhniú cáilíochta.

Banking and payment institutions need fast, streamlined customer onboarding with robust audit evidence for regulatory examination. Certyneo's electronic signature solution strikes the optimal balance of speed (mobile-friendly one-click sign), legal validity (eIDAS-compliant), and regulatory assurance (timestamped, identity-verified audit trail) for account opening, mandate and KYC workflows.

Creatchlár dlíthiúil British

FCA and PRA conduct and prudential rules

UK banks and payment institutions must maintain contemporaneous evidence of customer consent under FCA Handbook rules (COBS, ICOBS) and PRA standards. Certyneo's electronic signatures with timestamped audit trail meet these evidence requirements and support regulatory examination under FCA and PRA supervision.

Payment Services Regulations 2017 (PSR 2017) and Money Laundering Regulations 2017 (MLR 2017)

PSR 2017 (implementing PSD2) permits electronic payment mandates with documented customer consent. MLR 2017 mandates documented customer due diligence and beneficial ownership records. Certyneo's encrypted, audit-trailed signatures and data retention (per GDPR and eIDAS standards) support compliance with both regimes.

Conas doiciméad a shíniú i 4 chéim

  1. 1

    Cuir isteach do dhoiciméad

    Íoslódáil PDF nó téip, agus cuir isteach na réimsí sínithe, tosaigh agus dáta.

  2. 2

    Cuir na sínitheoirí

    Cuir isteach na seoltaithe agus an t-ordú chun síniú a dhéanamh; gheobhaidh gach duine nasc slán trí ríomhphost.

  3. 3

    Gach comhartha ar líne

    Déanann na sínitheoirí iad féin a fhíorú (OTP ríomhphoist nó teachtaireacht SMS) agus síniú ó ríomhaire nó soghluaiste, gan cuntas a chruthú.

  4. 4

    Cuntas ar chuntas

    Déanfar an doiciméad sínithe agus a chuid eIDAS a stámh agus a stóráil.

Foinsí dlíthiúla oifigiúla

Is féidir na tagairtí dlíthiúla is infheidhme a fheiceáil ar na tairseacha oifigiúla:

Ceisteanna coitianta — Banking United Kingdom

Can we capture electronic signatures on account opening documents and KYC forms?

Yes. UK banking regulations permit electronic signatures on account terms, customer declarations and due diligence forms. The electronic signature with Certyneo provides a timestamped audit trail that evidences consent and supports regulatory examination under FCA and Money Laundering Regulations 2017.

Do Payment Services Regulations 2017 allow electronic payment mandates?

Yes. Payment Services Regulations 2017 (PSR 2017), implementing PSD2, permit payment mandates and standing orders signed electronically with documented customer consent. Certyneo's timestamped signature captures the payer's authorisation with an identity record, reducing dispute risk and streamlining compliance documentation.

How does Certyneo help with Money Laundering Regulations 2017 compliance?

Certyneo lets customers electronically confirm identity and beneficial ownership information; each submission is timestamped and stored with integrity. This contemporaneous, audit-trailed record satisfies MLR 2017 customer due diligence requirements and supports your compliance file.

Ag dul níos faide

Tosú in United Kingdom inniu

Plean saor go fóill (5 fhilíochán / mhí), gan chárta bainc. Comhréir eIDAS, fóstáil AE, rian iniúchta san áireamh.